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Scott Livingston

Scott Livingston

Mortgage Loan Originator

NMLS #286561

 
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Whether you're a first-time homebuyer or refinancing your existing mortgage, we make the process easy and stress-free.

Family moving to a new home
What Our Customers Say About Us
We care what our customers think of us and so should you. We are partners in your business and your success is ours.
Reviews
5.0
2 reviews

1 month ago

Finding a mortgage broker you can trust is one thing, but finding someone you can trust with your entire family’s future is another. Scott Livingston and the team at Livingston Mortgage Group have become a cornerstone for our family, helping every single ...
Finding a mortgage broker you can trust is one thing, but finding someone you can trust with your entire family’s future is another. Scott Livingston and the team at Livingston Mortgage Group have become a cornerstone for our family, helping every single one of us secure our dream homes. The most impactful part of our journey started when my husband and I decided to buy our first home at just 19 years old. At an age where most people feel sidelined by the market, and with absolutely zero knowledge of how the process worked, Scott didn't just see us as a transaction, he saw our potential. He patiently walked us through every line of paperwork, explained every step of the process, and turned what should have been a daunting experience into a seamless, empowering reality. Scott is the definition of reliable; he was available whenever we needed him and navigated every hurdle with expert precision. We have recommended him to everyone in our circle, and we will continue to do so for a lifetime. If you want someone who genuinely cares about making your dreams possible, Scott is the person you want in your corner.
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1 month ago

I recently completed a refinance with Scott Livingston of Livingston Mortgage Group, and the experience was exceptional from start to finish. The communication was clear, timely, and always transparent. Every step of the process was explained in a way tha ...
I recently completed a refinance with Scott Livingston of Livingston Mortgage Group, and the experience was exceptional from start to finish. The communication was clear, timely, and always transparent. Every step of the process was explained in a way that made me feel informed and confident in my decisions. The team worked efficiently to secure a great rate and made sure all paperwork and requirements were handled smoothly. What could have been a stressful process ended up being incredibly easy thanks to their professionalism and dedication. I highly recommend them to anyone considering a buying a home or refinancing one. I’m grateful for their expertise and would absolutely work with them again.
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Additional Customer Testimonials

Suzanne Arre

Fredericksburg, VA

After my husband died and I became a single mom of three, finances were difficult. I had credit card debt and had no idea how to get out of it. My credit score took a hit as some of my bills were paid a little later than I would have liked. Scott had answ ...
After my husband died and I became a single mom of three, finances were difficult. I had credit card debt and had no idea how to get out of it. My credit score took a hit as some of my bills were paid a little later than I would have liked. Scott had answers for me. He developed a plan for me to get out of debt and increase my credit score. Step by step, he directed me on how to decrease my debt, improve credit score and, as a result, was able to refinance my mortgage for a lower interest rate. Since then, I have been able to enhance my life. Scott helped me to refocus and not let finances become a barrier and interfere with the life I wanted to provide for my children. He was patient and knowledgeable regarding financial strategies and answered all my questions. Scott gave me peace of mind that I would be able to provide for my family. He was a godsend!!
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Kimberly & Kyle Urquhart

Woodford, VA

My husband and I had the absolute best experience working with Scott Livingston! At just 19 years old, we were buying our very first home together. Something that felt overwhelming at first. But Scott immediately recognized our dedication and maturity, an ...
My husband and I had the absolute best experience working with Scott Livingston! At just 19 years old, we were buying our very first home together. Something that felt overwhelming at first. But Scott immediately recognized our dedication and maturity, and he went above and beyond to make our dream a reality.

He worked tirelessly to make sure we qualified for a no down payment mortgage and locked in an unbelievable 2.5% interest rate! No matter the time of day, Scott was always available to answer any question we had and took the time to explain everything thoroughly to make sure we fully understood each step of the process.

Scott’s knowledge, professionalism, and genuine care for his clients truly set him apart from anyone else in the business. We recommend Scott to all of our family and friends, and we would encourage anyone looking for a trustworthy, hardworking, and supportive mortgage broker to reach out to him. We couldn’t be more grateful for everything he did to help us become homeowners so young!! THANK YOU Scott!
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Jessica Straughan

Warsaw, VA

Working with Scott was a smooth and professional experience from start to finish. He took the time to clearly explain every step of the process, answered all my questions, and ensured I felt confident in my decisions. I highly recommend him to anyone seek ...
Working with Scott was a smooth and professional experience from start to finish. He took the time to clearly explain every step of the process, answered all my questions, and ensured I felt confident in my decisions. I highly recommend him to anyone seeking a knowledgeable and reliable financial professional.
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Todd Long

Glen Allen, VA

Scott is a good friend and has been my mortgage guy for ten years. Anytime I need him, he's there. There's nobody I rely on more. He works diligently to make home buying and selling as seamless as possible. And what's best, he ALWAYS keeps us at a pri ...
Scott is a good friend and has been my mortgage guy for ten years. Anytime I need him, he's there. There's nobody I rely on more. He works diligently to make home buying and selling as seamless as possible. And what's best, he ALWAYS keeps us at a price we want and can afford, as well as making sure we have the best possible rates. If anyone is shopping around for a mortgage guy, look no further, because Scott is the man for the job!!! You're in good hands with this man, I've never hesitated to recommend him to others. Thanks for everything over the years, Scott!!! You have always helped make our dreams come true!!!
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Yolanda Hyman

Scott worked with us every step of the way on our journey. He was so knowledgeable and committed to making our dream of homeownership come true. He was always available- day or night and offered sound advice and guidance. We worked with him for almost ...

Scott worked with us every step of the way on our journey. He was so knowledgeable and committed to making our dream of homeownership come true. He was always available- day or night and offered sound advice and guidance. We worked with him for almost a year and he never rushed or pushed us in the wrong direction. Scott was patient and gave an outline of what would be best for our situation. We followed the steps he suggested and now we are in the house of our dreams. Scott and Amanda (his assistant) are truly amazing! They treat you like you are their only client and help make the process manageable. If I could give more than 5 stars I ABSOLUTELY would!

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Leona VanGee

When you need an "on-your-side" financing agent, you need to call Scott Livingston! His professional and compassionate attitude will make you so happy that you did!

When you need an "on-your-side" financing agent, you need to call Scott Livingston! His professional and compassionate attitude will make you so happy that you did!

Jonathan Dennis (Jonnyboy24)

Highly recommend Scott for anyone looking for a new home. He’s not only extremely knowledgeable at what he does but will go the extra mile for you. He made dreams a reality. Go see Scott at Embrace homes!

Highly recommend Scott for anyone looking for a new home. He’s not only extremely knowledgeable at what he does but will go the extra mile for you. He made dreams a reality. Go see Scott at Embrace homes!

Kimberly S

Scott was so helpful with our mortgage for our new home. Any time we had questions, he immediately answered them and was so friendly! Definitely recommend!

Scott was so helpful with our mortgage for our new home. Any time we had questions, he immediately answered them and was so friendly! Definitely recommend!

Julie Maida

We had a lot of circumstances that made our refinance approval especiallly difficult, but Scott really fought for us and never gave up! We were able to refi and pay off debt (much needed) and are so glad we had him to help us!

We had a lot of circumstances that made our refinance approval especiallly difficult, but Scott really fought for us and never gave up! We were able to refi and pay off debt (much needed) and are so glad we had him to help us!

jan-michael hightower

Scott Livingston is extremely knowledgeable and dedicated to the craft in which he's mastered! Scott and Movement has written 2 loans for me and the process has always been smooth and professional. I highly recommend Scott!

Scott Livingston is extremely knowledgeable and dedicated to the craft in which he's mastered! Scott and Movement has written 2 loans for me and the process has always been smooth and professional. I highly recommend Scott!

Jeffrey Williams

Working with Scott Livingston during my home buying experience was very informative and very enlightening. He was always share his experience and his guidance throughout out the entire process. I really am grateful for his assistance from the beginning ...

Working with Scott Livingston during my home buying experience was very informative and very enlightening. He was always share his experience and his guidance throughout out the entire process. I really am grateful for his assistance from the beginning to the end! JEFF WILLIAMS

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Jenevieve Rittgarn

If you are considering purchasing a home, taking the first few baby steps to start the process, or refinancing I highly recommend Scott Livingston and his team (Amanda) at Movement Mortgage. My husband and I were not planning on buying a home, however ...

If you are considering purchasing a home, taking the first few baby steps to start the process, or refinancing I highly recommend Scott Livingston and his team (Amanda) at Movement Mortgage. My husband and I were not planning on buying a home, however we stumbled upon our dream house and Scott had us approved and closed in 30 days. Movement Mortgage has highly competitive programs for buyers needs, has stream lined the mortgage process, and is simply amazing. The sick feeling of anxiety in the pit of my stomach was gone once I spoke with Scott and realized how understanding and confident he was. I was no longer worried that we would be sabotaged by a horrible bank product, or made promises that could not be kept. At the same time we had also begun the application process through USAA and before our information had auto populated to a loan officer for further information at USAA Scott had us approved. It is in this area that traditional lenders are failing to meet the demands of current home buyers, or people looking to refinance. In addition to his professionalism, Scott makes himself available to answer any questions promptly, and is very patient in the event an in depth explanation is needed. Scott’s guidance is always sound, he will give the good, the bad, and the ugly (if applicable) BUT immediately provides a plan of action. I simply cannot imagine ever using another lender, Scott Livingston is our go-to man from this point forward, home buyers and people refinancing this is where you need to be. Prepare to be amazed!

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Darlene Weaver

Scott was extremely helpful in getting our mortgage approved. My sister-in-law was a first time buyer and his expertise was invaluable. I highly recommend using Scott and his firm for all of your mortgage needs.

Scott was extremely helpful in getting our mortgage approved. My sister-in-law was a first time buyer and his expertise was invaluable. I highly recommend using Scott and his firm for all of your mortgage needs.

Nathan Gist

It's been said that "genius is making the complex simple", and that is exactly what Scott did during the loan process for my family and I.


The thought of buying a house can be overwhelming, but Scott was reassuring and professional. He was very ...

It's been said that "genius is making the complex simple", and that is exactly what Scott did during the loan process for my family and I.


The thought of buying a house can be overwhelming, but Scott was reassuring and professional. He was very easy to work with and he answered many of my questions before I even asked them.


Highly recommended and appreciated!


Thanks again!

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RJ Kane

Scott quickly pre-approved us for the mortgage type we were seeking. When we eventually made an offer on a house, he was able to work under a tight timeline due to the pending sale of our existing home. He kept us informed at each step of the process. ...

Scott quickly pre-approved us for the mortgage type we were seeking. When we eventually made an offer on a house, he was able to work under a tight timeline due to the pending sale of our existing home. He kept us informed at each step of the process. Will definitely use him again when the time comes.

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Matthew Taylor

This is my second house purchase and the second one that I used Scott and Movement Mortgage for. Scott did an excellent job and is a great communicator. He goes above and beyond by caring more for getting you the best thing for your situation instead o ...

This is my second house purchase and the second one that I used Scott and Movement Mortgage for. Scott did an excellent job and is a great communicator. He goes above and beyond by caring more for getting you the best thing for your situation instead of the best thing for him. Scott is my #1 Mortgage guy for all of my future needs.

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Dallas Veade

Scott is efficient and fair. He brings great personality to his job but he is exceptionally professional and knows what he's doing. He has been an asset to our home buying/selling journey and we will continue to work with him as long as we are in the s ...

Scott is efficient and fair. He brings great personality to his job but he is exceptionally professional and knows what he's doing. He has been an asset to our home buying/selling journey and we will continue to work with him as long as we are in the stafford/fredericksburg area!

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Wayne Kolodziej Jr

Scott made the home buying process on the financial end very easy. Him and his team made this transaction less stressful than the entire buy/sell end. Whenever I had a question Scott answered whether a phone call or email whether it was 7am or 9pm. I w ...

Scott made the home buying process on the financial end very easy. Him and his team made this transaction less stressful than the entire buy/sell end. Whenever I had a question Scott answered whether a phone call or email whether it was 7am or 9pm. I would highly recommend Scott and his team.

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Kellyann Bruno

Scott was very helpful, knowledgeable, timely, and very detailed oriented in the way he presented the information he did a great job for me. I also found that he knew a lot about VA loans and was able to tell me step-by-step of all the advantages of ge ...

Scott was very helpful, knowledgeable, timely, and very detailed oriented in the way he presented the information he did a great job for me. I also found that he knew a lot about VA loans and was able to tell me step-by-step of all the advantages of getting my VA loan as a veteran I would recommend working with Scott in any loan especially additional VA loans in the future.
 

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David Webb

Due to the fact that I had recently started a new job just as I had made on offer on my home, and I had a very short time to close, I needed someone who could work with me and give me a quick turnaround on closing (about a month). Scott, and the entire ...

Due to the fact that I had recently started a new job just as I had made on offer on my home, and I had a very short time to close, I needed someone who could work with me and give me a quick turnaround on closing (about a month). Scott, and the entire Movement Mortgage team, were amazing! He was absoultly professional, was available day and night, and answered any and all questions I had. Thanks to him and his team, I managed to close on my new house on time. Also due to his recomendations, he got me an insurance quote though a company he worked with that was way less than what I was offered when I enquired on my own, saving me about 800 dollars a year! I would recommend him to anyone looking to either buy or sell a home. Thanks Scott!

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Veronica Lucas

I am a first time home buyer that was referred to Scott from my realtor as we were looking at potential homes I was working with a tight time line and from the moment I started working with Scott until the end was truly a great experience. Scott was pr ...

I am a first time home buyer that was referred to Scott from my realtor as we were looking at potential homes I was working with a tight time line and from the moment I started working with Scott until the end was truly a great experience. Scott was professional kind and very upfront and honest about the process and what needed to take place. Every step of the way he let me know and worked with my realtor and I to get a pre approval letter which allowed me to purchase my home with confidence. I will gladly refer Scott to anyone looking to buy a home that wants to have a seemless process. Thank you for making families reality of being a home owner come true.

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Todd Long

Aside from being a good friend, Scott is one of the best and most professional people in his field. When me and my wife had to buy a house, he was the first person I thought of. He, and his company, but mainly him, made the process of buying a house ac ...

Aside from being a good friend, Scott is one of the best and most professional people in his field. When me and my wife had to buy a house, he was the first person I thought of. He, and his company, but mainly him, made the process of buying a house actually enjoyable. The speed and ease of working with Scott made the entire journey well worth it. He and the people at Movement Mortgage were right on top of EVERYTHING every step of the way. When it came down to the wire of negotiations and closing, both he and our realtor, stayed at work until late one night finalizing everything for us and making sure we got into the home we wanted. I would work with him again, and recommend him to anyone without even giving it a thought. What sets him off from most other people, is that he actually listens to you, he genuinely cares about people, and he isn't shaddy. If something is wrong, he tells you, doesn't cut corners and is very responsible when dealing with and working with clients. In the world of mortgage lending he literally is a fraction of a needle in the haystack...and unfortunately I can't give him more than 5 stars

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David Barnett

We had an extremely good experience working with Scott Livingston and Movement Mortgage. We are self employed and had a hard time finding a mortgage company to help us. Scott worked with us from start to finish, he was available anytime, his assistant ...

We had an extremely good experience working with Scott Livingston and Movement Mortgage. We are self employed and had a hard time finding a mortgage company to help us. Scott worked with us from start to finish, he was available anytime, his assistant Amanda was great, and they made the process much easier than we thought it would be.

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Angie White

I was a first time homebuyer, and Scott and his team walked me through the process from the very beginning to closing on my beautiful home. I wasn't sure of the right loan program to go with, and Scott helped me find the perfect one for my needs. Scott ...

I was a first time homebuyer, and Scott and his team walked me through the process from the very beginning to closing on my beautiful home. I wasn't sure of the right loan program to go with, and Scott helped me find the perfect one for my needs. Scott and his assistant, Jacob, were very responsive, always answering questions and responding very quickly. Scott had me approved for my loan far in advance of closing so that it was as stress-free as possible. He is knowledgable and very experienced in the industry, and I would highly recommend him for your mortgage needs!

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Claire Reynolds

Scott Livingston is exceptionally knowledgeable, helpful, and courteous. He went above and beyond what we expected as first-time homebuyers. He took a lot of time to educate us on our options and make us feel comfortable with the financial specifics &n ...

Scott Livingston is exceptionally knowledgeable, helpful, and courteous. He went above and beyond what we expected as first-time homebuyers. He took a lot of time to educate us on our options and make us feel comfortable with the financial specifics – so patient with our ignorance. He found the perfect loan for us - one we’d never heard of and didn’t expect to qualify for. His team was diligent and trustworthy in assembling all the paperwork and clearly explaining what they needed from us. We were so hesitant when starting the process, but he made us feel comfortable instantly! He even provided a helpful recommendation for a local realtor who was truly as great as he was. Thanks for all you did for us, Scott!

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A Klopsis

We have worked with Scott on two home loans now, he was there when we bought our very first home and now was there for our second home purchase! We were selling and buying at the same time, so that was a fun situation to say the least. Working with Sco ...

We have worked with Scott on two home loans now, he was there when we bought our very first home and now was there for our second home purchase! We were selling and buying at the same time, so that was a fun situation to say the least. Working with Scott was fantastic! He was professional and informative at every turn. He was there every step of the way and was constantly keeping us updated on the timeline and answering any questions we had. If we ever decided to buy another house we would not hesitate to work with him and his company again!

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